Technical Business Analyst (Fintech / Lending / Payments)

About Us We are a U.S.-based fintech platform founded in 2021, focused on modernizing and digitizing the lending and payments ecosystem. Since our major release, we’ve helped 2,000+ customers secure financing and grown to a team of 30+ professionals across multiple countries. We operate a multi-lender lending platform and are expanding into payments and financial infrastructure. Our roadmap is ambitious, and we’re building systems that require clarity, structure, and precision. We’re looking for a Strong Middle or Senior Technical Business Analyst who thrives in complex fintech environments and takes ownership of turning ideas into clean, structured, build-ready specifications. If you enjoy working at the intersection of product, engineering, compliance, and operations — this role is for you. What You’ll Be Doing Translating high-level business vision into detailed, structured technical requirements Creating clear feature specifications ready for development (acceptance criteria, edge cases, flows) Designing and documenting: End-to-end system workflows Multi-party interactions (applicant, merchant, lender, internal ops) Payments and money-movement logic Role and permission matrices Modeling system integrations and data flows between internal and external services Collaborating closely with engineers on API design and integration-related decisions Working closely with Engineering, Product, and Operations to clarify requirements before development begins Supporting backlog grooming and prioritization with the PM Maintaining structured, version-controlled documentation in Confluence Identifying logic gaps, risk areas, and compliance concerns early in the design phase Assisting in API requirement definition and integration planning with third-party providers What We Expect 4+ years of experience as a Business Analyst in a technical environment Strong experience in fintech (payments, lending, underwriting, or financial systems required) Hands-on experience with API analysis (REST; GraphQL is a plus) Ability to read and fully comprehend API documentation (e.g., Swagger / OpenAPI), identify gaps, risks, and dependencies Experience modeling system integrations and complex data flows Experience working with APIs, system integrations, and backend-driven platforms Strong documentation discipline — you create specs engineers appreciate Experience with Jira and Confluence (structured documentation, not just notes) Ability to create: BPMN diagrams UML diagrams Sequence diagrams State diagrams Strong stakeholder communication skills (English B2+ minimum) Ability to challenge assumptions and identify inconsistencies What We Offer Fully remote work Transparent and competitive compensation A high-impact role in a fast-growing fintech platform Direct influence on architecture and product direction A team that values ownership, clarity, and smart execution 20 paid vacation/sick days per year