Credit Assessor

About Skip We are a mission-driven Australian home loan lender built to fast-track Aussies into home ownership. We help Australians ‘skip to the owning bit’ with 2% deposit home loans. Buying a home shouldn’t mean putting life on pause to save a massive deposit while property prices sprint ahead. We’re here to build a fairer, faster path to home ownership, so more people can stop paying their landlord’s mortgage and start paying their own. We’re backed by leading US venture funds, global credit partners, and prominent Australian investors including Daniel Petre AO and Ed Robinson. We originate low-deposit home loans and are scaling our loan book aggressively, with our loan book being multiples larger than last year. We have major distribution partnerships live, strong credit performance, and expanding product lines - we’re entering a true hyper-growth phase. We’re a team that moves quickly, obsesses over the customer experience, and backs each other to do the best work of our careers. If you like solving meaningful problems, shipping real change, and taking ownership, you’ll feel at home here. Mission of the Credit team To deliver high-quality, policy-aligned mortgage credit decisions efficiently and accurately, while actively contributing to the evolution of an AI-enabled, customer-centric credit process in a fast-growing start-up environment. This role exists to protect credit quality, enable responsible growth, and improve the customer experience through strong assessment skills, ownership, and continuous improvement. About the role As a Credit Assessor at Skip, you will be responsible for actioning end-to-end loan applications for new mortgages. You’ll ensure that lending decisions are executed in line with our credit policy. This is an excellent opportunity for someone with Credit Assessment experience who is keen to work in a fast paced, entrepreneurial environment with highly experienced credit professionals. You will have the ability to immediately contribute with your existing credit assessment skills while continuing to develop your knowledge and broader capabilities. We’re building a culture that rewards proactive doers, who want to contribute, be recognized, and rewarded for it. Key responsibilities: Action end-to-end loan applications for new mortgages. Ensure lending decisions are executed in line with the Skip Credit Policy. Take ownership of applications from submission to settlement. Undertake quality credit risk-based decisions to ensure consistent, accurate and timely outcomes. Assist in improving internal processes for the Credit Assessment team Work with our engineering teams to layer in automation and tech improvements for increasing your efficiency Work alongside our Customer Operations team to deliver an excellent customer experience. What you will bring: A minimum of 1-2 years’ recent experience in residential mortgage loan assessment is required, with individual approval delegations held. You have a strong problem-solving ability to think outside the square and analyse situations in a solution based environment Capacity to learn and execute multiple lending policies and processes and run these simultaneously as required. You will have a “Curious, Tech First” Mindset – You are someone who enjoys solving problems and is very comfortable with learning and who can quickly pick up new tech platforms and systems. Why join us? Competitive Rewards - We offer competitive salary packages plus an Employee Share Option Plan (ESOP) , so you don’t just work here — you own a part of what we’re building. Do Your Best Work - We create space for real impact. You’ll have the autonomy to innovate, contribute ideas, and see your work shape the future of the business. Real Career Growth - We’re a fast-growing company, which means genuine opportunities to step up, take on more responsibility, and grow your career as we scale. A Great Team Culture - Work alongside talented, supportive teammates who value collaboration, initiative, and shared wins. Flexible Working - While we have an office in Sydney where our team works flexibly, we are open to hiring remotely outside of Sydney in either SA, QLD or VIC #LI-REMOTE