Benefits Consultant

Summary This is a high-impact, client-facing role requiring familiarity with self-funded plans, collective bargaining agreements, and private equity-backed M&A activity. The Benefits Consultant will analyze and maintain an assigned book of business by integrating with Client’s business initiatives, recommending effective risk management strategies, and implementing cost effective solutions to help maintain Client cost, benefit strength, and perceived employee value. The Consultant should have experience leading and handling employers in the large market segment (100+ lives). Ideal candidates must have the following: - 5+ years in group benefits consulting or brokerage, with a focus on large-market (100+ lives) clients - Hands-on experience structuring and managing self-funded, level-funded, or captive arrangements - Direct experience advising clients with unionized workforces and navigating CBA benefit obligations - Familiarity with benefits due diligence, plan integration, and the pace and pressure of PE-driven transactions - Comfortable working with claims data, stop-loss analysis, and benchmarking tools to build strategic plans Essential Duties & Responsibilities Client Strategy & Retention Own and lead the full renewal process for a book of large-market clients, coordinating resources across the service team Build and execute tailored service plans aligned to each client's business objectives, workforce dynamics, and cost management goals Serve as the primary strategic advisor - integrating deeply with client leadership to anticipate needs before they become problems Self-Funding & Alternative Funding Maintain an advanced, working knowledge of self-funded, level-funded, captive, and other alternative funding arrangements Guide large-market clients through funding strategy decisions with data-driven analysis and clear cost/risk tradeoffs Navigate the unique compliance and financial reporting requirements that come with self-insured plan structures Collective Bargaining & Labor Environments Advise clients with unionized workforces on benefit plan design within the constraints and obligations of collective bargaining agreements (CBAs) Support CBA negotiation cycles by modeling benefit cost scenarios and identifying cost-neutral or cost-saving alternatives Mergers, Acquisitions & Private Equity Partner with clients undergoing M&A activity, particularly private equity backed transactions, to assess benefits due diligence, plan harmonization, and integration timelines Identify coverage gaps, legacy plan liabilities, and workforce benefit disparities that arise during acquisitions Risk Management & Analytics Develop multi-year benefits risk management strategies, leveraging claims data, utilization trends, and benchmarking to drive recommendations Deliver proactive, data-backed assessments that help clients control costs without sacrificing benefit value or employee perception Communication & Employee Engagement Lead employee communication strategies for open enrollment, plan changes, and M&A transitions - allocating team resources and selecting the right communication channels for each client's workforce Translate complex plan changes into clear, accessible messaging for employees at all levels Certificates/Licenses/Education Life & Health Insurance License Required Bachelor’s Degree Required Valid Driver's License Required Relevant Insurance/Employee Benefit Designations Strongly Preferred Required Skills/Abilities To perform the job successfully, an individual should demonstrate the following skills and abilities: Communication: ability to convey information clearly and effectively to clients, teammates, and leadership, both orally and in writing Risk Management: ability to identify, assess, and manage risks in a strategic and timely manner to minimize negative outcomes Accountability: ability to take responsibility for both actions and outcomes, personally and professionally Resilience: ability to cope with and navigate setbacks and maintain performance under pressure; ability to adapt to organizational changes Teamwork: ability to collaborate with both internal teammates and external clients achieve a common goal Technology: general knowledge of basic computer applications and software with the ability to quickly learn new technology as needed; applicants and software include but are not limited to Microsoft Office Suite and Adobe Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations will be provided to qualified individuals with disabilities in accordance with the Americans with Disabilities Act (ADA), to enable them to perform the essential functions of the job. While performing the duties of this job, the employee is regularly required to stand, walk, sit, use hands and fingers, reach with hands and arms, climb or balance, stoop, kneel, crouch, or crawl, and speak or hear. The employee must occasionally lift and/or move up to 10 pounds. Some positions may require the ability to drive a vehicle. Specific vision abilities required by this job include close vision, depth perception, and ability to adjust focus. Work Environment Seubert believes in a work-life alignment. Understanding the importance of balance between professional and personal lives, our policies advocate for a health work-life alignment that allows employees to achieve success. Dependent on position, our employees are offered a hybrid schedule with three (3) days in-office and two (2) days remote with the understanding that this privilege may change at any time. Reasonable accommodations may be made for qualified individuals with disabilities in accordance with the Americans with Disabilities Act (ADA), to enable them to perform the essential functions of the job.