VP, Fraud Risk Management

About Bluevine Bluevine is the largest small business banking platform in the U.S., redefining how entrepreneurs manage their money. We create modern financial solutions, from checking and lending to payments and beyond, designed to help small business owners grow, thrive, and take control of their financial future. Our best-in-class technology, advanced security, and deep understanding of the small business community give our customers the confidence to focus on what they do best. Since 2013, we’ve supported more than 750,000 small businesses nationwide. Backed by leading investors like Lightspeed Venture Partners, Menlo Ventures, 83North, and Citi Ventures, our 500+ person global team shares one mission: to give small businesses the financial tools they need to succeed. We’re innovators driven by big ideas, collaboration, and real impact. Here, you’ll have the freedom to take ownership, grow your career, and make a difference for small business owners across America. Ready to shape what’s next? About the Role: Bluevine is seeking a Vice President of Fraud Risk Management to lead enterprise fraud strategy, analytics, and operations across our banking and lending products. This executive will own fraud risk performance, scalable risk infrastructure, and operational risk frameworks while enabling responsible growth and exceptional customer experience. As a member of Bluevine’s Executive Team and a critical leader within the Banking organization, this role partners closely with the General Manager and cross-functional leaders to define business strategy, risk appetite, and long-term platform investments. What You'll Do: Strategic Risk Leadership Define and execute Bluevine’s enterprise fraud strategy aligned with company growth objectives. Strengthen governance, control design, and risk reporting infrastructure. Set and manage risk appetite frameworks across account onboarding, payments, and new product launches. Partner with senior leadership to balance growth, customer experience, and fraud loss performance. Own fraud loss, cost-to-serve, and automation targets as part of the Banking P&L. Serve as a thought leader in advancing enterprise risk management maturity. Scalable Risk Platform & Innovation Scale a best-in-class fraud risk management platform across account and transaction lifecycle. Drive innovation in identity verification, transaction monitoring, real-time decisioning, and fraud analytics. Develop proprietary risk capabilities and defensible IP to strengthen Bluevine’s competitive advantage. Ensure high system performance, scalability, and automation in a high-velocity digital banking environment. C ross-Functional & External Partnership Partner with Product, Engineering, Data Science, Compliance, Legal, and Finance to integrate risk strategy into product design and execution. Build and maintain strong relationships with bank partners and external stakeholders. Provide executive-level reporting on fraud trends, risk exposure, and mitigation strategies. Team Leadership Lead and scale a global, multi-functional organization spanning fraud strategy, analytics and operations across the US, Israel, and India. Foster a data-driven culture with strong execution discipline and continuous improvement. Develop high-performing leaders and build succession pipelines across risk functions. What We Look For: 15+ years of progressive leadership experience in fraud risk management within payments and deposit-based financial services. Proven experience owning fraud loss performance and operational cost metrics. Deep expertise in payments fraud (ACH, wires, cards), account takeover prevention, and transaction monitoring systems. Hands-on fluency in risk analytics, fraud modeling, and real-time decision systems. Experience building and scaling high-velocity online risk platforms in fintech or digital banking environments. Strong understanding of regulatory expectations in banking, including risk governance and operational controls. Demonstrated success leading global, cross-functional teams. Bachelor’s degree required; advanced degree preferred. Benefits & Perks (US Based ONLY) Excellent health coverage and life insurance benefits 401K with an immediate 3% company match PTO, Company Holidays, and Flexible Holidays Company-sponsored Mental Health Benefits, including 1:1 therapy Over $1,000 each year to spend on your personal wellness Monthly WFH stipends totaling over $1,000 annually Generous, paid parental leave covering up to 20 weeks of leave for birthing parents and up to 12 weeks of leave for all other parents Access to financial coaches and education sessions Weekly catered lunches and fully stocked kitchen pantries Community-based volunteering opportunities #LI-Hybrid