Staff Engineer - Insurance Platform

Porch Group is a leading vertical software and insurance platform and is positioned to be the best partner to help homebuyers move, maintain, and fully protect their homes. We offer differentiated products and services, with homeowners insurance at the center of this relationship. We differentiate and look to win in the massive and growing homeowners insurance opportunity by 1) providing the best services for homebuyers, 2) led by advantaged underwriting in insurance, 3) to protect the whole home. As a leader in the home services software-as-a-service (“SaaS”) space, we’ve built deep relationships with approximately 30 thousand companies that are key to the home-buying transaction, such as home inspectors, mortgage companies, and title companies. In 2020, Porch Group rang the Nasdaq bell and began trading under the ticker symbol PRCH. We are looking to build a truly great company and are JUST GETTING STARTED. Job Title: Staff Engineer, Insurance Platform Location: United States Workplace Type: Remote Job Summary The future is bright for the Porch Group, and we'd love for you to be a part of it as our Staff Engineer, Insurance Platform. Porch is reimagining what it means to be an insurance technology company — and we're doing it from the inside out. As a Staff Engineer on our Insurance Platform team, you'll architect the foundational systems that power how we underwrite, administer, and scale insurance products. We're an AI-first organization, which means you won't just be building for today's requirements — you'll be designing systems intelligent enough to evolve alongside the business. This is a rare greenfield opportunity. You'll bring deep expertise in insurance domain systems — the kind that comes from having built, scaled, or rearchitected complex policy lifecycle platforms — and you'll apply that knowledge to shape something new. If you've ever looked at legacy insurance infrastructure and thought "I know exactly how to do this better," this is your moment. What You Will Do As A Staff Engineer, Insurance Platform AI-Native Engineering — How We Build • Use agentic AI coding tools as the primary development methodology for the platform build — not as an experimental side channel • Define agent configuration patterns, custom skills, and CI/CD integration that make AI-assisted development reliable and auditable at production scale • Build evaluation frameworks, quality gates, and pre-commit hooks that ensure agent-generated code meets our standards • Orchestrate multi-agent workflows for parallel feature delivery; lead the team in spec-driven coding, context management, and productive AI-assisted practices • Mentor the broader engineering team on AI-assisted development and evolve those practices as tooling and models advance AI Capability in the Platform — What We Build • Architect agentic capabilities directly into the platform: agent-assisted configuration, AI-driven underwriting decisioning, automated document understanding for declarations and endorsements, and conversational interfaces for the operations team • Design RAG pipelines, retrieval architectures, and tool-use patterns that ground LLM behavior in regulated insurance content (rate manuals, underwriting guidelines, state-specific rules) • Define integration patterns (MCP, function calling, structured outputs) that expose platform capabilities cleanly to internal agents and external partners • Establish AI observability, evaluation, and cost-management frameworks so production agent behavior is measurable, debuggable, and bounded • Set responsible-AI guardrails that keep agent-influenced decisions auditable and aligned with insurance regulatory requirements (NAIC AI bulletin, state DOI expectations) Platform Architecture & Build • Design and build core PAS services: quoting, rating, binding, issuance, endorsements, renewals, cancellations, and reinstatements • Own the technical architecture for a modular, API-first platform supporting multi-state, multi-carrier homeowners insurance • Build the rating engine, product configuration layer, and rules framework that allow business teams to launch new states and products without engineering bottlenecks • Define data models for policy lifecycle, exposure management, and regulatory compliance (bureau reporting, NAIC data submissions, state filing requirements) • Establish event-driven patterns and integration architecture for the dozen-plus carrier, vendor, and partner systems the platform must connect with Transformation & Migration • Lead the engineering strategy to migrate off existing vendor PAS platforms onto our custom-built platform • Design migration tooling: automated data extraction, transformation, validation, and reconciliation pipelines • Run shadow comparisons of new platform output against incumbent systems before each cutover • Maintain production stability on existing platforms while simultaneously building the replacement Technical Leadership • Partner with the Director of Insurance Engineering, Product, and Insurance SMEs to translate domain requirements into platform capability • Set engineering standards, lead design reviews, and serve as the technical authority on architecture decisions for the platform build • Stay hands-on — this is not a whiteboard architect role; you write production code What You Will Bring As A Staff Engineer, Insurance Platform • 10+ years of professional software engineering experience, with at least 3 years at a Staff or Principal level influencing engineering organizations of 30+ engineers and partnering with technical executives to set multi-year technical strategy in the insurance domain • Homeowners or other personal-lines P&C domain depth; auto and home strongly preferred • Directly responsible for designing, building, and operating a custom-built P&C policy administration system in production — not configuring or implementing a vendor platform • Demonstrated ownership of a PAS transformation or migration: leading the move from a legacy or vendor system to a custom-built platform, including data migration, parallel-run validation, and operational cutover • Production experience shipping LLM-integrated systems — RAG pipelines, agent workflows, tool-use patterns, or other agentic capabilities running at real scale • Hands-on experience using agentic AI coding tools as a primary development methodology, with a working point of view on agent configuration, custom skills, and evaluation patterns • Strong systems design fundamentals: distributed systems, event-driven architecture, API-first design, data modeling for transactional and regulatory workloads • Production-grade engineering depth in Python, Java, or a comparable backend language; comfortable across the stack from data model to API to deployment • Demonstrated ownership of a multi-quarter platform initiative end-to-end — from architecture through delivery • US-based; able to work core business hours Strongly Preferred • Experience leading a multi-state or multi-product rollout on a custom-built insurance platform • Experience designing AI evaluation frameworks, observability for agent runs, prompt and model versioning, and AI cost-management at production scale • Working knowledge of Model Context Protocol (MCP), function calling, structured outputs, and practical patterns for grounding LLMs in regulated content • Familiarity with regulatory frameworks: SERFF rate filings, NAIC data calls, state DOI requirements, and emerging responsible-AI standards • Working knowledge of insurance data standards (ACORD, MISMO) and the open-source PCDM data model • Background in cloud-native infrastructure (GCP preferred), event streaming (Kafka), and modern observability practices • Bachelor's degree in Computer Science, Engineering, or equivalent practical experience The application window for this position is anticipated to close in 2 weeks (10 business days) from 5/19/26. Please know this may change based on business and interviewing needs. At this time, Porch Group does not consider applicants from the following states or jurisdictions for Remote positions: Alaska, Delaware, Hawaii, Mississippi, Nebraska, Montana, New Hampshire, West Virginia, or the District of Columbia. What You Will Get As A Porch Group Team Member Pay Range*: $187,500 - $237,500 annually *Please know your actual pay at Porch will reflect a number of factors among which are your work experience and skillsets, job-related knowledge, alignment with market and our Porch employees, as well as your geographic location. Additionally, you will be eligible to receive long-term incentive awards, subject to program guidelines and approvals. You will also be eligible to receive an annual bonus based on individual and company performance, subject to program guidelines and approvals. Our benefits package will provide you with comprehensive coverage for your health, life, and financial wellbeing. • Our traditional healthcare benefits include three (3) Medical plan options, two (2) Dental plan options, and a Vision plan from which to choose. • Critical Illness, Hospital Indemnity and Accident plans are offered on a voluntary basis. • We offer pre-tax savings options including a partially employer funded Health Savings Account and employee Flexible Savings Accounts including healthcare, dependent care, and transportation savings options. • We provide company paid Basic Life and AD&D, Short and Long-Term Disability benefits. We also offer Voluntary Life and AD&D plans. • Both traditional and Roth 401(k) plans are available with a discretionary employer match. • Supportlinc is part of our employer paid wellbeing program and provides employees and their families access to on demand guided meditation and mindfulness exercises, mental health coaching, clinical care and online access to confidential resources including will preparation. • LifeBalance is a free resource to employees and their families for year-round discounts on things like gym memberships, travel, appliances, movies, pet insurance and more. • Our wellness programs include flexible paid vacation, company-paid holidays of typically nine per year, paid sick time, paid parental leave, identity theft program, travel assistance, and fitness and other discount programs. #LI-NH1 What’s next? Submit your application and our Porch Group Talent Acquisition team will be reviewing your application shortly! If your resume gets us intrigued, we will look to connect with you for a chat to learn more about your background, and then possibly invite you to have virtual interviews. What's important to call out is that we want to make sure not only that you're the right person for us, but also that we're the right next step for you, so come prepared with all the questions you have! Porch is committed to building an inclusive culture of belonging that not only embraces the diversity of our people but also reflects the diversity of the communities in which we work and the customers we serve. We know that the happiest and highest performing teams include people with diverse perspectives that encourage new ways of solving problems, so we strive to attract and develop talent from all backgrounds and create workplaces where everyone feels seen, heard and empowered to bring their full, authentic selves to work. Porch is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex including sexual orientation and gender identity, national origin, disability, protected veteran status, or any other characteristic protected by applicable laws, regulations, and ordinances. Porch Group is an E-Verify employer. E-Verify is a web-based system that allows an employer to determine an employee's eligibility to work in the US using information reported on an employee's Form I-9. The E-Verify system confirms eligibility with both the Social Security Administration (SSA) and Department of Homeland Security (DHS). For more information, please go to the USCIS E-Verify website .