Senior Solutions Architect – Global Payments Platforms

Build the Future with AspenView Technology Partners At AspenView, we are passionate about transforming the way organizations approach technology. We specialize in creating high-performing, nearshore IT teams to help North American clients innovate faster and more efficiently. As we continue to grow, we’re looking for exceptional people to join our team and help drive impactful change across industries. Why Join AspenView? At AspenView, we’re more than a nearshore IT partner—we’re a people-first, purpose-driven company that believes great culture drives great outcomes. We’re passionate about connecting talent and technology to deliver measurable value for clients—and meaningful career paths for our people. Here’s what you can expect: Competitive base Comprehensive benefits and wellness support Flexible work model: hybrid, remote, or in-office Real growth opportunities and leadership visibility Inclusive, respectful culture that blends U.S. innovation with Colombian heart A company that listens, invests in you, and celebrates wins together About the role You will join a cross-functional team — product, treasury, operations, and engineering — to design and evolve a multi-country, multi-rail payments and credit platform. This is a senior, strategic role where you will define target-state architecture across card acceptance (CP + CNP), payment orchestration, regulatory compliance, alternative rails, and direct bill/credit lifecycle automation, while shaping vendor strategy and providing technical leadership across the organization. What you will do: Payments Architecture Define multi-acquirer and multi-region connectivity strategy (US, EU, LATAM) Evaluate PSP vs. traditional acquiring vs. hybrid models Establish tokenization strategy (network tokens, processor tokens, vault ownership) Orchestration & Routing Architect an orchestration layer with intelligent routing, soft-decline retry, SCA exemption management, and failover strategies Build an abstraction layer to onboard new countries or acquirers Support non-standard rails: fuel cards, fleet cards, specialized billing instruments Compliance Lead PSD2 / SCA / 3DS 2.x architecture Implement stored credential frameworks and MIT handling Optimize PCI DSS scope; maintain Visa and Mastercard scheme alignment Billing & Credit Models Architect fuel card integrations and the full direct bill lifecycle (approval → billing → collections → settlement) Support blended payment models (card + invoice + ACH) and post-service adjustments Cross-Functional Partner with Treasury on settlement, reconciliation, and FX strategy Lead vendor evaluations (Elavon, Adyen, Stripe, orchestration providers) Define KPIs: auth rates, decline recovery, SCA success, cost per transaction What you bring: 10+ years in payments architecture, fintech, or financial infrastructure Experience with a traditional acquirer (Elavon, Fiserv, Worldpay), global PSP (Stripe, Adyen), or in-house gateway build Deep knowledge of CP/CNP flows, SCA/3DS 2.x, stored credentials, MIT, and multi-MID cross-border setups Hands-on with ACH, RTP, SEPA, or direct debit rails Proficiency in API-driven and event-driven architectures, idempotency/retry design, and microservices-based routing Experience designing high-availability systems for 24/7 operations Cloud-native deployment experience (AWS and/or Azure) Advanced English — written and verbal Nice if you have: Background in aviation, travel, hospitality, or fleet payments Multi-country regulatory experience (EU + US) Exposure to commercial, fleet, or fuel card ecosystems Direct bill or B2B credit lifecycle experience Experience leading payments transformation programs PCI scope reduction expertise Equal Opportunity Employer: AspenView is proud to be an equal opportunity employer. We believe in creating an environment where all employees feel welcome, valued, and empowered to succeed. We celebrate diversity and strive to build a culture of inclusion where all individuals, regardless of their race, color, gender, gender identity or expression, sexual orientation, disability, age, or any other characteristic, can thrive. We encourage applicants from all walks of life to join our team and make a lasting impact.