Senior Residential Mortgage Underwriter

Posted Tuesday, May 5, 2026 at 4:00 AM Questrade Financial Group (QFG) , through its companies - Questrade, Questbank, Questrade Wealth Management, Community Trust Company, Zolo, and Flexiti, provides securities and foreign currency investment, professionally managed investment portfolios, mortgages, real estate services, financial services and more. We use cutting-edge technology to help Canadians become much more financially successful and secure. At QFG, we combine human-centric collaboration with AI-driven innovation to redefine financial services. The ideal candidate will be a catalyst for change, using AI to transform and deliver unparalleled customer experiences and shaping a future where AI empowers our teams to do their best work. Join our diverse, inclusive, and hybrid workplace to unleash your creativity and nurture your curiosity without limits. If you share this sense of infinite possibility, come shape your future at QFG. What’s in it for you as an employee of QFG? Health & wellbeing resources and programs Paid vacation, personal, and sick days for work-life balance Competitive compensation and benefits packages Work-life balance in a hybrid environment with at least 3 days in office Career growth and development opportunities Opportunities to contribute to community causes Work with diverse team members in an inclusive and collaborative environment This job posting is for an existing vacancy. We’re looking for our next Senior Residential Mortgage Underwriter. Could It Be You? The Senior Residential Mortgage Underwriter is responsible for successfully contributing to overall portfolio growth and maximizing profitability in an environment focused on operational and service excellence. The role is responsible for the full credit adjudication process from decisioning mortgage applications based on established lending criteria along with the review and fulfillment of the mortgage conditions. This includes exception management, pricing determinations and documentation review and acceptance all while meeting performance targets and ensuring adherence to service standards. Need more details? Keep reading… In this role, responsibilities include but are not limited to: Successfully contributing to the Residential Lending results, ensuring growth and profitability targets are being met. Maintaining knowledge of Quetbank’s residential mortgage underwriting policies, procedures, and products. Negotiating, structuring, and evaluating received mortgage applications according to internal policies. Managing portfolio risk by exercising consistent, objective and sound credit decisions within authorized limits, escalating with rationale to support recommendation where appropriate. Issuing mortgage commitments with appropriate conditions. Reviewing and deciding on mortgage documentation to ensure each document is complete and accurate based on Quetbank’s credit policies, procedures, and anti-money laundering requirements. Instructing files to FCT and working together with Residential Funding to ensure timely closings. Effectively partnering with Partner Experience to deliver top of class experience to our partners. Working in collaboration with the Credit Quality Assurance and Funding teams to ensure targets are being met. Maintaining up to date knowledge of the competition, industry trends and market conditions. Ensuring accurate record keeping and that all records are stored and retained to meet Company standards. Identifying continuous improvement opportunities. Following AML procedures on all files with an emphasis on “Know Your Client” rules. Proactively identifying actual and potential violations of AML regulatory requirements, internal policies and procedures or other AML/ATF risk situations at an early stage. Conducting appropriate inquiries and investigations in relation to any such situation and ensuring that corrective actions and/or risk mitigation actions are implemented in a timely manner or escalated appropriately. Adhering to compliance and operational risk controls in accordance with the company's policies and procedures. Effectively managing tasks and cases to adhere to predetermined Service Level Agreements So are YOU our next Senior Residential Mortgage Underwriter ? You are if you… Have demonstrated ability to provide alternate solutions based on product and guideline availability. Have demonstrated effective organizational and time management skills. Are capable of handling multiple tasks and meeting stringent deadlines. Are tactful, diplomatic, and politely persistent. Are results oriented. Are self-motivated, confident, and capable of working both independently and in a team environment. Bring a positive, can-do attitude to our organization, using creative solutions to solve problems. Establish and build on healthy working relationships with your team and peers. Work well in a dynamic and fast paced environment with the ability to navigate through organizational change. Are committed to providing outstanding customer service. Have exceptional analytical skills and a keen eye for detail. Have solid written and verbal business communication skills. Have strong analytical skills. Demonstrated interpersonal and relationship building skills. Demonstrated strong negotiation and sales skills. Have solid understanding of the general characteristics, attributes and risk factors associated with various loan types. Are fully Bilingual in French and English Have 5+ years of experience in residential origination, preferably in the alternative lending space Have Post-Secondary Education. Have working knowledge of Google Workspace applications. Compensation Information: Base salary range: $75,000 - $90,000 The final compensation package will be commensurate with the successful candidate's experience, skills, and geographic location (Canada). It includes a comprehensive benefits plan and a competitive incentive (bonus) program for Full-Time Permanent roles. Sounds like you? Click below to apply! #LI-Remote #LI-NP1 At Questrade Financial Group of Companies, with multiple office locations around the world, we are committed to fostering a diverse, inclusive and accessible work environment. This is an environment where individuals are treated with dignity and respect. Here, the unique skills and experience you bring will be valued. You will be supported and motivated, so that you can harness your unlimited potential. Our team reflects the diversity of the communities we serve and operate in. Having a collaborative and diverse team helps us push boundaries to bring the future of fintech into existence—not only for the benefit of our customers, but for those who build their career with us. Questrade Financial Group of companies Applicant Tracking System utilizes artificial intelligence (AI) for application screening. The AI system operates on predetermined criteria, with final decisions subject to human review. Candidates selected for an interview will be contacted directly. If you require accommodation during the recruitment/selection process, please let us know and we will work with you to meet your needs.