Senior Crop Accountant

Why choose Palomar? Palomar is a rapidly growing and innovative insurer focused on providing specialty insurance to residential and commercial customers. Palomar welcomes the best and brightest to our thriving team. Guided by an entrepreneurial spirit, Palomar is building a dynamic and diverse team. Join a company built on a culture of agility, innovation and authenticity that delivers peace of mind and protection to individuals and businesses impacted by adversity. Want to learn more about our exciting journey? https://ir.plmr.com/corporate-profile/default.aspx We are Hiring! Location: Remote, United States The Details: The Senior Crop Accountant reports to the VP, Crop Finance and plays a key role in supporting the financial operations of Palomar’s crop insurance business. This position is responsible for a wide range of accounting functions, including premium payment processing, overpayment and refund management, billing, agent commission accuracy, audit support, and cross‑department collaboration. The ability to generate reports by pulling data from multiple systems, consolidating, and analyzing the data is required. Critical thinking and adherence to internal deadlines as well as RMA required deadlines is a must. What will you do: Process and record all crop insurance premium payments, overpayments, refunds, and billing adjustments with accuracy and timeliness Reconcile premium, liability, and indemnity activity across internal systems, AIP platforms, and RMA data to ensure financial accuracy Review and validate agent commission statements, research discrepancies and coordinate corrections with agents and internal teams Prepare monthly, quarterly, and year end reconciliations, journal entries, and supporting schedules for financial close Monitor and track outstanding A/R and A/P items related to growers, agencies, and reinsurers; communicate status updates to internal stakeholders Assist with internal and external audits, including RMA compliance reviews, by gathering documentation and preparing required reports Generate reports by pulling data from multiple systems (policy admin, accounting, RMA, and internal databases); consolidate and analyze results to support decision making Research and resolve financial variances related to premium, commission, or settlement activity; recommend corrective actions Maintain accurate and organized electronic and paper files for audit readiness and operational efficiency Support monthly premium reconciliation processes to ensure deadlines are met for financial reporting and RMA requirements Collaborate with underwriting, claims, agent services, and finance teams to ensure data integrity and consistent application of accounting procedures Participate in process improvements, documentation updates, and cross department projects to enhance efficiency and accuracy Perform other duties as assigned What we are looking for: Bachelor’s Degree in Accounting or equivalent, Master’s Preferred 5-10 years’ of accounting experience – crop, insurance, or agricultural finance industry preferred Familiarity with Microsoft Office- Excel (Pivot Tables, Lookups, Formulas), Word, Power Point and Outlook Ability to organize, self-prioritize, multi-task and be a self-starter in a fast-paced environment with demanding internal and external deadlines Strong interpersonal skills and attention to detail a must We love people who want to: Build strong relationships through transparency, trust, and respect for each other. Work in an agile environment, with a resilient mindset to find creative solutions to challenges. Collaborate and celebrate diverse perspectives, promoting inclusivity and equality. Do the right thing with strong conviction and integrity. Be bold and innovative to help make an impact. Demonstrable track record of working autonomously and driving progress Be intellectually curious, think creatively, and pragmatic If you thrive in a dynamic environment, and like working with happy, authentic, talented people, you'll enjoy a career with Palomar! What will you get in return? Full Suite of Medical Benefits Long Term Financial Incentives – STOCK! 401k with 3.5% Automatic Fully Vested Employer Contributions Competitive PTO + Holiday Program Lifestyle Spending Allowance Professional Development Assistance Career Exploration Opportunities Regular company-wide social events (even virtually!) To learn more visit us at www.plmr.com Diversity at Palomar At Palomar, we are committed to diversity, equality and inclusion in all facets of the organization. We have built an open culture that celebrates the diversity of our workforce, while actively championing equality and inclusion practices that make us a company people want to work with and work for. We believe that diversity, equality and inclusion yields greater organizational creativity and productivity, which helps us serve our customers and partners more effectively. Delivering on our diversity commitment returns greater value to our shareholders and ultimately makes a positive impact to the communities in which we do business and to the people who live in them #PalomarPride #Insurancejobs #hiring Accommodations: Palomar will consider reasonable accommodations to ensure a qualified applicant with a disability can be considered for the position. Palomar will also consider necessary modifications to the physical work environment, or to the way a job is usually performed, so an individual with a disability can perform the essential functions of the position. Additional accommodations will be considered that enable an employee with a disability to enjoy equal benefits and privileges of employment like those that are enjoyed by other employees without disabilities. For more information about our company, visit us at www.plmr.com. Palomar is an Equal Opportunity Employer. No phone calls or agency solicitation please CCPA Job Applicant: Pay Range: $70,000-$100,000 + Bonus Potential & Participation in our Competitive Long-Term Incentive (LTI) Program. The above pay range is for all US-based roles based on function and level, benchmarked against companies of similar size and scope. To be compliant with local legislation as well as provide greater transparency to candidates, we disclose salary ranges on all job postings regardless of the desired job location. We also offer a competitive annual discretionary bonus program and the opportunity for annual long-term incentive stock grants. In addition, we offer a highly competitive benefits package. Final offer amounts are determined by multiple factors, including candidate experience and qualifications, and may vary from the amounts listed above