Senior Compliance Analyst

Canada - Remote About the Job 🌍 Help Build the Future of Compliant Cross-Border Payments At Nilos , we’re transforming how businesses move money across borders using stablecoins — building infrastructure that connects Canada, Europe, Africa, and Latin America. We work with leading fintechs and global payment providers who rely on us for fast, secure, and compliant cross-border flows. Now, as we continue to scale, we’re hiring a Senior Compliance Analyst to help us maintain the highest standards of regulatory integrity while supporting growth across multiple jurisdictions. 📍 This role requires physical presence in Canada. The Role As our Senior Compliance Analyst , you’ll be instrumental in executing and strengthening our AML and compliance program. You’ll take ownership of day-to-day compliance operations — from onboarding and risk assessment to transaction monitoring and regulatory screening. You’ll work closely with our engineering and sales teams, contributing to a compliant, scalable infrastructure that powers global payments. This is a unique opportunity to help shape the compliance function at a fast-moving crypto startup with a clear product-market fit. 🎯 Key Responsibilities Onboarding & Customer Due Diligence Oversee the onboarding of business customers, including KYC/KYB reviews and enhanced due diligence Conduct risk assessments and investigations related to customers and business activities Maintain organized, auditable customer records in compliance with regulatory standards Transaction Monitoring & Risk Management Monitor both fiat and crypto transactions to detect suspicious or unusual activity Manage sanctions and PEP screening, as well as adverse media checks Investigate flagged transactions or behaviors and escalate to the MLRO as well as submit STRs Compliance Program Support Ensure that our AML/CTF program complies with Canada and international legal requirements Contribute to policy and procedure improvements to reflect evolving risk and regulation Collaborate with cross-functional teams (engineering, sales) to support product-integrated compliance processes Assist with regulatory audits, internal reviews, and large transaction reporting obligations 🔥 What You Bring Required Skills & Experience A higher education degree in Law, Business, Finance, or a related field 3+ years experience working in a Fintech environment (preferably a VASP or crypto-focused firm); Understanding of a risk based approach application Hands-on experience onboarding business customers and conducting enhanced due diligence Strong knowledge of Canada and international AML/CTF legal frameworks, including PCMLTFA and RPAA Experience with FINTRAC, including EFTRs reporting obligation Fluent English skills – both written and verbal Must be physically located in Canada Nice to Have Experience working in an international company with multiple payment licenses and cross-border regulatory obligations Experience with crypto transaction analysis and blockchain-based services CAMS, ICA, or other similar certifications Experience with tools like Complyadvantage, TRM, Veriff Experience with the Bank of Canada Mindset Detail-oriented and organized, with a high bar for accuracy Comfortable in a fast-paced startup environment where things move quickly Eager to learn and grow within the regulatory and crypto space A strong sense of ownership and responsibility 🚀 Why Nilos? Competitive Compensation : Strong base salary based on experience, plus meaningful equity in the company Real Impact : Help shape the future of compliant payments across emerging markets Frontline of Innovation : Work at the intersection of crypto, payments, and regulation — tackling real-world challenges in a fast-moving industry Regulatory Depth : Gain experience working across multiple jurisdictions and license frameworks, from Canada to emerging markets Tight-Knit, Expert Team : Join a small team of high-performing professionals where every role directly accelerates the business Trusted by Industry Leaders : Work with some of the world’s most well-known financial companies and innovative fintechs Mission-Driven : Your work will help ensure secure, compliant access to financial services in underserved regions Proven Product-Market Fit : Join a company trusted by global fintech leaders — with real clients, revenue, and traction