Senior Business Intelligence Analyst (Payments Strategy)

Location : United States, Remote. Type : Full Time About Us Ottimate is an AI-powered AP [Accounts Payable] automation platform that empowers finance teams to reduce costs, prevent overpayments, detect fraud, and enforce policy compliance across the entire invoice-to-payment lifecycle. The Role Ottimate is looking for a high-rigor Senior BI Analyst to become the definitive expert on our payment ecosystem’s data. You will bridge the gap between complex, raw financial data and executive-level strategy, reporting directly to the Finance Manager while supporting the VP of Payments. Your mission is to transform "unclean" data into the dashboards and forecasts that will dictate where Ottimate allocates its resources for maximum growth. Unlike standard BI roles where data is served on a silver platter, you will thrive here if you enjoy the "investigative" side of analysis. Data Discovery : You will take ownership of data that isn't yet "analysis-ready," mapping out processes to understand the how and why behind the numbers before building a single chart. Payments Complexity : You will untangle the nuances of VCC interchange, ACH, and check processing costs to find hidden margins. Executive Influence : You won't just send reports; you will prepare the "Story of the Business" for the C-suite and sub-department leaders to drive high-stakes decision-making. Responsibilities Behavioral Modeling : Build and maintain PowerBI dashboards that track customer and vendor behaviors, identifying trends that signify churn risk or growth opportunities. Revenue Forecasting: Develop data-driven forecasts for interchange revenue and operational savings to support quarterly business reviews. Optimization Strategy : Act as an internal consultant to identify high-value areas for resource allocation, such as shifting high-volume check spend to e-payments. Quality Assurance : Perform rigorous self-audits and reconciliation to ensure that every figure presented to leadership is 100% accurate and defensible. Technical Stack : Expert-level SQL (complex joins, CTEs), PowerBI, and Excel (advanced modeling) are mandatory. Python is a strong plus. Experience : 4+ years in a Business Intelligence or Financial Analyst role. Executive Communication : Experience presenting complex data insights directly to C-level executives or Department Leads is a must. Domain Knowledge : Previous experience in the US payments industry (Interchange, ACH, VCC) is a significant advantage. The "Audit" Mindset : A borderline-obsessive attention to detail. You are someone who catches discrepancies (like mismatched figures between a report and a summary) before they reach a stakeholder We care deeply about making Ottimate an incredible place to work and invest a significant amount of time and energy into creating and maintaining a company culture that provides our team with a generous level of support whilst inspiring them to do their best work. The specific benefits/perks we offer are continually evolving, but currently include: Competitive salary based on skills & experience. Medical, Dental, Vision and other Company-Subsidized Benefits for you and your family. Employer sponsored 401(k) with company match. Paid Time Off (and the encouragement to use it). Annual company retreats. Promote from within philosophy. Beyond the tangible benefits though: You will be part of a growing team, at a pinnacle moment of scale for the business, and experience the excitement of working in a startup where each action makes a huge difference. You will have the agency to solve difficult problems creatively, the freedom to explore work that inspires you, and infrastructure to ensure you're constantly challenged and developing. You will work with sharp, passionate teammates solving some of the most unique challenges and positioning our product as a premier finance automation solution. Our commitment to empowering a diverse and inclusive workforce, celebrating differences, and creating a safe space for our employees to bring their whole selves to work is second to note. We are transforming entire industries using innovative technology including Artificial Intelligence, Payment Tech, and Neural Networks. Our leaders lead with a people-first approach; inspiring excellence, nurturing ideas, and finding creative ways to eliminate obstacles for cultivating growth. We truly love what we do and who we do it with - and we think you will too! Ottimate is an equal opportunity employer that is committed to diversity and inclusion. We do not discriminate based on race, color, national origin, religion, gender, gender expression, sexual orientation, age, veteran status, disability status, or marital status. If you are excited about the role but do not meet 100% of the qualifications listed above, we encourage you to apply. Nothing in this job posting should be construed as an offer or guarantee of employment.