Product Owner

Product Owner About Change Change has been around longer than most fintechs you've heard of. Our Dutch entity was incorporated in Amsterdam in 2010, and we have been MiFID II authorised since 2015, a decade of operating as a regulated investment firm. Today we serve around 120,000 verified users across all 30 EEA countries, with full passporting rights, and we are MiCA-authorised as one of the early CASPs in the Netherlands. We operate an app-based investment platform built for retail investors. Our users trade cryptocurrencies, alongside CFDs on stocks, indices, currencies, gold, oil and other financial instruments — all in one place, on mobile, with the regulatory protections of a Dutch investment firm. We are a small senior team with a practical, low-bureaucracy culture. We value ownership, clear processes, strong judgement and real operational discipline over unnecessary ceremony. We are looking for a hands-on Product Owner focused on execution. You’ll turn product direction into shipped, measurable and well-instrumented product in close collaboration with engineering, design and founders. What you will do • Own the backlog. Every story, acceptance criterion and priority call. Engineering should always know what comes next and why. • Drive mobile + web parity. Define the gaps, prioritise them, and help make web a strong second product surface. • Quantify everything. Every funnel, CTA, notification and drop-off should be measurable and easy to analyse. • Run the discovery loop continuously. User interviews, session reviews, funnel analysis and competitor research should feed directly into the backlog. • Be the operational interface. Keep engineering, design, marketing, compliance and founders aligned through clear decisions and documentation. • Build the product analytics layer. Define events, improve instrumentation and ensure key metrics are visible and actionable. Who we're looking for Product depth • 4+ years in Product Owner, Product Manager or similar roles, ideally in fintech, trading, payments or other trust-critical consumer products. • Experience shipping mobile products on iOS and Android; cross-platform experience (Flutter or React Native) is a strong plus. • Strong product execution skills — clear user stories, practical acceptance criteria and attention to edge cases. • Comfortable working in Figma and collaborating closely with design teams. Data orientation • Strong analytical mindset with hands-on SQL, Mixpanel or similar analytics tooling experience. • Experience with funnels, event taxonomies, A/B testing and product instrumentation. • Familiar with core product and growth metrics, especially in consumer fintech or trading products. • Naturally thinks about measurement and success criteria before building. UX sensibility • You have strong product and UX judgement and know how to balance simplicity, trust and regulatory clarity. • You understand the UX challenges of money-moving and regulated products. • You give constructive feedback on flows, copy and interaction patterns. AI-native, agentic-first • You use AI tools (ChatGPT, Claude, Cursor, Notion AI or similar) regularly as part of your product workflow. • You have built or customised at least one practical AI-assisted workflow or automation. • You understand that strong AI outputs depend on good context, structure and human judgement. • You care about workflows that ship, not just impressive AI demos. Mindset • You communicate in writing well enough that meetings shrink. Specs, weekly product updates, decision logs, all in writing, all crisp. • You are visibly comfortable saying "I don't know" and "I was wrong." You change your mind when the data changes. • You enjoy the boring craft of product ownership: the backlog grooming, the acceptance criteria, the QA pass. You do not consider this work beneath you. • You want to grow your scope and impact here over time. We will invest in that growth as the team scales. Nice to have • Experience in a MiFID II, MiCA, PSD2 or similarly regulated environment. Or even an interest in regulation, you don't need to have done it before, but you need to find it interesting rather than annoying. • Familiarity with trading product surfaces: order tickets, charts, watchlists, order books, portfolio screens. You have opinions about what is good and bad in Robinhood, Trade Republic, Revolut, Bitvavo, Coinbase, Kraken. • You have run growth experiments end-to-end (notification timing, onboarding variants, paywall tests, referral mechanics). • Greek or Dutch language is welcome but not required, we work in English. What we offer • Hybrid role (Athens) • Travel to Amsterdam and Estonia a few times a year • Competitive base salary • Perks and benefits • Learning budget to keep you sharp • Real ownership and influence • Fast decisions, zero politics • A real shot at growing with the company long term Process Fast-moving and straightforward • Intro call • Hiring manager interview • Take-home assignment or live exercise • Conversation with senior management This role is demanding but also rewarding. If you want to build, take ownership, and grow with a startup, we’d love to talk. Apply now. Department Product Team Locations Athens Remote status Hybrid Employment type Full-time About Change Change is a rapidly growing FinTech providing everyone in Europe access to exciting investments. Tens of thousands of people from 30 EU countries trust Change to build their financial future. We believe the world would be a fundamentally better place if everybody invested. Since 2010, we’ve been on a mission to enable wealth creation by making investing simple, affordable and accessible. Our users trade cryptocurrencies, alongside CFDs on stocks, indices, currencies, gold, oil, and other financial instruments — all in one place, on mobile, with the regulatory protections of a Dutch investment firm. Founded in 2010 Co-workers 25