Product Manager - Commercial Lines

At Orion180, we don’t just stand out for what we do; we shine because of how we do it. Our mission is to deliver an exceptional insurance experience through innovative technology, unparalleled customer service, and a comprehensive suite of products. Our vision is to be the premier global provider of insurance solutions and redefine the insurance industry. O rion180 is proud to call three vibrant cities home. Our headquarters on Florida’s stunning Space Coast in Melbourne offers an exceptional quality of life, with affordable housing, excellent transportation, and close proximity to major cities like Orlando, Tampa, and Miami. Our Irving, Texas, office places us in a dynamic center of culture, business, and entertainment, keeping us closely connected to innovation and growth. Our Draper, Utah, location, nestled in the heart of the Salt Lake Valley, connects us to a rapidly growing tech ecosystem and provides access to the outdoor lifestyle and natural beauty the region is known for. We are actively recruiting for a Product Manager - Commercial Lines to join our fast-paced and growing Product Department. This role will be based in our Irving, TX office, but will consider Hybrid or Remote. This is a hybrid product-and-underwriting role — not a traditional desk underwriter position. You will spend the majority of your time on forms strategy, underwriting guidelines, appetite definition, portfolio design, and the operational build of the product. If you enjoy shaping how a product works rather than processing applications all day, this role is built for you. WHAT YOU’LL DO: Product Build & Forms Strategy Partner with the CUO and Head of Commercial Lines to define product appetite, eligibility criteria, and underwriting guidelines for each of the four launch lines of business Lead the forms strategy work, building proprietary endorsements on top of base forms to differentiate our product and address coverage gaps relevant to our target risks Collaborate with Actuarial on rating structure, rating variables, and the translation of underwriting judgment into rules that can be coded into the rating engine Work closely with IT on the configuration of the policy administration system (PAS) and rating engine, including underwriting questions, automated rules, and referral triggers Partner with Legal and Compliance on form filings, state-specific endorsements, and admitted/non-admitted product structure decisions Portfolio Management Help design the portfolio management framework: target mix by line of business, geographic concentration limits, class concentration limits, and performance metrics Establish the reporting cadence and dashboards needed to monitor written premium, loss ratio, retention, hit ratio, and product mix as the book grows Identify portfolio-level trends, recommend appetite adjustments, and partner with Actuarial on rate adequacy reviews Cross-Functional Partnership Work with Marketing and Sales to translate the product's underwriting story into materials our independent agent channel can use effectively Support agent training and field communications on appetite, submission requirements, and underwriting expectations Provide underwriting input into the broader project plan as the team works toward the January 1, 2027 launch WHAT WE’RE LOOKING FOR: Education and Work Authorization Bachelor's degree in finance, business management, or related field is preferred Must be authorized to work int he United States (U.S. Citizen or Green Card Holder) Required Experience 4+ years of commercial property and casualty underwriting experience Working knowledge of commercial forms, including the CGL, BOP, and Commercial Property forms, and how endorsements modify base coverage Strong understanding of how underwriting guidelines, rating, and forms come together to define an insurance product Comfort working in ambiguity — this is a build, not a steady-state role, and the right person will help shape decisions rather than wait for them Excellent written and verbal communication skills, with the ability to explain underwriting reasoning to non-underwriters WHAT’S IN IT FOR YOU: Join Our Team & Make an Impact! At Orion180, we don’t just meet expectations, we exceed them. If you’re ready to take your career to the next level and be part of a growing, forward-thinking company, apply today! Dynamic Environment: On-site role with a fast-paced and collaborative team culture . Results-driven office where your contributions make a real impact. Compensation: Competitive base pay and performance bonuses. Career Growth: M entorship, growth tracks, and professional development. Benefits: Medical, dental, vision, 401k, paid holidays, PTO and more! The office environment is fast-paced and collaborative. An employee must be willing and able to work their regularly assigned work schedule onsite, and in times of need, be able to work an extended schedule depending on company or departmental needs, project requirements, or customer demands. While performing general duties for this position, the employee is regularly required to sit, stand, and/or walk around (including the use of stairs). Other demands include the ability to openly communicate with others by talking, listening, comprehending, and reading; being able to lift light objects (<25 lbs); and using standard office equipment such as computers, printers, and phones.  In addition, there is an occasional need to bend, twist, or squat down to open/close cabinets and reach for files or other standard office-type objects. Orion180 is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected veteran status. Reasonable accommodations are available for qualified individuals with disabilities during the application process. Applicants who need accommodations may email [email protected] to request assistance.