Product Lead - Lending

Product Lead - Lending Apply At myPOS, we’re all about helping businesses grow and get paid. We make payments simple, smart, and accessible for everyone, but we’re more than just payment solutions - myPOS is a partner in growth. From free multicurrency accounts to powerful e-commerce tools, we’re here to support business owners of all sizes and everyone out there who dreams of starting their own business. As we are expanding our team, we’re looking for a Product Lead in Lending to help us make a real difference in the Fintech industry. Ready to join us and shape the future of payments? Let’s make it happen! About the role: We’re looking for a Product Lead - Lending to own the early shape of our SME lending products. This is a product-first, 0→1 role for someone who understands SME lending deeply and is excited to build and scale new products from scratch. You’ll work closely with the VP Product and Product Manager to define, launch, and evolve our lending proposition as we scale, with clear ownership of how these products are shaped from the ground up. This is a hands-on role at the intersection of product, risk, and commercial. You’ll turn lending capability into real, usable, scalable customer products, and in the early stages you’ll be directly shaping and driving build activity before dedicated squads are fully in place. What you’ll do: Shape and define new SME lending products end-to-end (0→1), working with Product, Risk, Data, and Commercial teams to bring ideas to life Lead discovery with SME customers and internal stakeholders to uncover unmet financing needs and translate them into product opportunities Design how lending works in-product - including eligibility, affordability, limits, pricing, repayment structures, and customer journeys Partner with Risk and Data teams to embed underwriting logic, credit decisioning, and portfolio considerations into product design Support build and delivery with engineering teams, ensuring requirements are clear, buildable, and aligned to commercial and risk outcomes Use market insight and performance data to iterate on products post-launch and influence roadmap priorities What you’ll bring: 3-5+ years’ experience in SME lending, credit products, or lending strategy (fintech, bank, or fast-growth lending environment) Deep understanding of SME credit mechanics (underwriting, affordability, scorecards, limits, pricing, risk trade-offs) Proven experience contributing to or shaping early-stage (0→1) lending or financial product development Strong product thinking - able to turn complex lending requirements into simple, usable customer experiences Confident working across Risk, Data, Engineering, and Commercial teams in a highly collaborative environment Strong analytical capability; able to interpret lending performance and feed it into product decisions Why you should join myPOS: Annual salary reviews, promotions, and performance bonuses myPOS Academy and unlimited LinkedIn Learning access Annual training and development budget 9% employer pension contribution Health insurance, dental insurance, and group life assurance Referral bonus and regular international team events Who we are: Since 2014 we’ve been all about making payments easier and more accessible for businesses of all shapes and sizes. Whether you’re at the counter, selling online, or on the move, we’ve got businesses covered with smart, accessible and affordable solutions that keep things easy. Our mission? It’s simple. Help businesses get paid by taking advantage of modern tech and innovative ideas, so payment challenges are a thing of the past. Pro tip: Take it easy about meeting every requirement - this job description is just that, a job description! Even if you don’t tick every box, we want you to apply anyway! This is your chance to grow, learn, and build your career with us. We value potential over perfection, and we are all about mutual growth! Apply by filling in the form below and send your CV in English! myPOS is committed to providing equal employment opportunities. All qualified candidates will be considered for employment without discrimination based on age, ancestry, color, marital status, national origin, physical or mental disability, medical condition, veteran status, race, religion, sex, sexual orientation, gender identity or expression, or any other characteristic protected by applicable laws, regulations, and ordinances. Your application will be confidentially reviewed in line with the General Data Protection Regulation (GDPR). Personal information will be used solely for the job application and will be stored for a period needed by the application process. Only short-listed candidates will be contacted. Good luck! Department Product - Product Management Locations London - Office Remote status Hybrid CAREERS Go to myPOS.com Login Employee Login Candidate Login to connect Toggle navigation Home Jobs Success Stories Life @ myPOS Go to myPOS.com Employee Login Candidate Login