Post Closing QC Specialist

Post Closing QC Specialist Apply Overview Category Quality Control Apply Description The Post-Closing QC Specialist is responsible for reviewing closed loans to ensure they are compliant with agency, investor, GSE, regulatory, and UHM requirements. At UHM, we understand diversity comes in many different forms. It’s our commitment to improve inclusion in the workplace through programs and policies that establish a positive and inclusive environment where every Partner, regardless of their background, can grow and excel. We value diversity , educate on equity , and create inclusive partner opportunities to ensure that you know #U Belong AtUHM! DUTIES & RESPONSIBLITIES Perform a post-closing loan analysis to ensure loan documents, origination, underwriting and funding of loans were in accordance with company, agency, investor policies and procedures, and regulatory requirements as set forth in UHM’s Quality Control Plan. Complete assigned loan audits in a timely and professional manner ensuring proper grammar, and findings that are clear, concise and consistent. Calculate income, assets and reconcile credit information in accordance with agency and investor requirements. Request, track and review all required reverifications that verify the accuracy and integrity of the information used to support the lending decision for loans selected for QC review. Meet standard production and SLAs as required for the role. Ensure UHM’s QC system of record is accurately updated for all initial audits and finding responses. Review and address rebuttal responses to meet departmental SLAs. Identify red flags and escalate per company policy. Perform special audits in accordance with procedures. Attend and participate in regular (daily/weekly), Operations, and QC department huddles. Responsible for remaining updated on all regulatory, investor, agency, FHA, VA, USDA, UHM guidelines. Assist with training of new Post-Closing QC Specialist(s). Adherent to the UHM Code of Conduct. Execute other special projects, as assigned. Qualifications EDUCATION & EXPERIENCE 2 years minimum mortgage-related quality control or equivalent mortgage operations experience Experience with Encompass is required Must be proficient in appraisal requirements Proven working knowledge of mortgage loan fraud detection and prevention policies and procedures Bachelor’s degree preferred or equivalent work experience SKILLS REQUIRED Experience with FHA, USDA, VA, Agency, and Regulatory requirements Strong analytical and decision-making ability Attention to detail Strong verbal and written communication skills Knowledge of Encompass LOS Strong work ethic Strong ability to organize tasks Adaptability and flexibility Ability to multi-task and meet strict deadlines Foster teamwork Uses sound judgement Comfortable using financial/quantitative data Proficient with Microsoft Office (Word, Excel, Outlook, etc.) This employer participates in E-Verify. If hired, the employer will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S.