MLRO (CSP / Trusts)

Please note: Only candidates currently based in Malta or already holding valid Malta work authorisation should apply. Unfortunately, applications requiring relocation or sponsorship cannot be considered for this position.

An established CSP & Trustee firm is seeking an experienced MLRO to take full ownership of its AML/CFT framework. This is an independent, high-visibility role where you will act as the key control authority, defining the firm’s risk profile and advising the Board of Directors. You will manage direct relationships with local regulators to ensure complete compliance with MFSA and FIAU requirements.

Responsibilities

• Framework Ownership: Manage and update the firm's internal AML/CFT policies, controls, and risk frameworks.
• Risk Assessments: Maintain the company's Business Risk Assessment and complete the annual FIAU Risk Evaluation Questionnaire (REQ).
• Client Approvals: Oversee onboarding reviews, risk ratings, and Customer Due Diligence (CDD/EDD) for complex corporate and trust structures.
• Activity Monitoring: Lead investigations into unusual client transactions and submit Suspicious Activity Reports (SARs) to the FIAU when required.
• Board Reporting: Prepare and present regular compliance updates and risk reports directly to senior management and the Board.
• Audit Liaison: Act as the main contact for the MFSA and FIAU during official regulatory inspections and audits.
• Staff Education: Design and deliver ongoing training sessions to ensure all employees understand current financial crime regulations.
• Internal Advisory: Give practical, clear compliance advice to internal teams to help balance regulatory rules with business needs.
• Regulatory Tracking: Stay informed about changes in local laws, EU directives, FATF standards, and international sanctions

Requirements

• +5yrs in an MLRO or senior AML/CFT position.
• Strong technical ability to analyse complex ownership structures, excellent report-writing skills, and the confidence to advise board-level executives.
• Must be eligible for MFSA approval (PQD) with deep knowledge of Maltese AML/CFT legislation and FIAU Implementing Procedures.
• Sector Focus: Experience must be exclusively within traditional regulated financial services, corporate services, or trustee environments. Candidates from Gaming, Crypto/VFAs, or EMIs will not be considered.
• Status: Must hold a valid work permit for Malta.

Benefits

• Direct influence over the company's risk strategy and regular exposure to Board decision-making.
• Hybrid flexibility offering 1 full remote day or 2 remote afternoons per week.
• Placement in a modern, high-quality office space.
• Salary is up to €75K.