Head of Legal

Who we are Founded in Scottsdale, Arizona, equipifi is a fast growing, early-stage SaaS fintech building the credit infrastructure for modern banking. We make Buy Now, Pay Later a native banking product by powering financial institutions with flexible financing solutions embedded within their digital banking experience. Learn more at equipifi.com . Our team is built on experience, talent, and - most importantly, attitude. We thrive in a fast-paced environment and value infinite curiosity , a people-first mindset, and a shared commitment to learning, growth, and pride in the work we do. At equipifi, we practice radical transparency , encouraging team members to move quickly, share ideas openly, and collaborate with peers who will respectfully challenge one another as we learn, build, and grow together. Success in this role comes from the ability to adapt fast, question the status quo, explore new ideas, and ask thoughtful (sometimes uncomfortable) questions - all while maintaining momentum in service of better customer outcomes. The work we do takes a village - and in an environment that moves fast, we embrace the adventure together. Where you’ll make an impact equipifi is at the inflection point where we need our first full-time, in-house legal mind - a generalist with genuine fintech instincts who can own the commercial contracting function end-to-end, be a true business partner to Sales and Partnerships, and lay the foundation for a legal function that can scale with us. Reporting directly to our CFO, you'll have an opportunity to own our legal function from the ground up and be part of equipifi's exciting growth trajectory. We move fast, we build things that didn't exist yesterday, and we find a way. You'll bring that same orientation here, leaning into commercial opportunity while keeping us protected where it counts. You'll need enough fluency in the BNPL and consumer lending landscape to be a credible voice in the room, but your instinct will always be to find the path forward. Outcomes You’ll Own Build the legal foundation that scales with us. You'll own the contract playbook, standard form library, redline positions, vendor management framework, and outside counsel relationships. MSAs, order forms, NDAs, partnership agreements - all of it systematized and built to hold up as we grow. Be the yes-first legal partner. Sales and Partnerships should see you as the person who helps them close, not the person they dread looping in. You'll embed yourself as a genuine business partner - fielding questions, turning redlines fast, and giving clear answers that don't require a law degree to understand. Success here looks like deals moving faster because legal is in the room, not slower. Be fluent in the world we operate in. BNPL and fintech regulation is nuanced, and it moves fast. You'll stay close enough to the landscape that when a compliance question hits - from a customer, a partner, or the exec team - you can give a clear, calibrated answer. You elevate our company maturity by being a sound expert to keep us compliant (and trusted by customers) as we scale. What you bring to equipifi 3-5+ years of in-house legal experience at a fintech, payments, lending, or B2B SaaS company - with time spent as the first or second attorney in the building at a hyper-growth company. Active bar admission in good standing. (Yes, we're going to ask.) You’ve got EQ in spades and can work with anyone - balancing warmth, professionalism, and knowledge in every interaction. You can read a 40-page MSA (have a blast doing so) and immediately know what actually matters. You explain legal risk in ways anyone can understand. If your answer needs a disclaimer, a caveat, and three follow-up questions, we're probably not the right fit. You've got enough fintech and lending fluency to hold your own in a regulatory conversation without phoning a friend. You love making requests and business growth come to life. You find the path to yes and you move fast getting there. Your future team You'll report to our CFO, Drew Romney (known for his dry wit and love of yard work) and will work collaboratively with our entire leadership team, sales team, customer-success team... really the whole company. equipifi benefits Competitive compensation includes stock options offered to all employees Unlimited Paid Time Off, plus paid holidays, and parental leave Flexible hybrid office/work from home philosophy. 401(k) program available with 50% match up to 5% Comprehensive medical, dental and vision insurance coverage with 100% of employee premiums paid for by equipifi and 50% for dependents’ premiums Long-term and Short-term disability, as well as term life insurance coverage with 100% of premiums paid for by equipifi Almost ready to apply? We know that great candidates don’t always check every box on paper. If this role gets you excited and you feel you’d bring insight, creativity, and passion to what we are building, we strongly encourage you to apply. Our qualifications are meant to set everyone up for success, but let’s face it - startups aren’t in the business of mundane box checking. We’re committed to building a team with diverse backgrounds, experiences, and ways of thinking, because that’s how we tackle big challenges and grow together. If you’re ready to push boundaries and contribute your unique perspective, we’d love to hear from you. equipifi is not currently offering visa sponsorships for any position. equipifi is an Equal Opportunity Employer. All employment decisions are to be made without regard to race, color, age, sex, gender, sexual orientation, gender identity or expression, pregnancy, religion, creed, marital status, transgender status, partnership status, familial status, national origin/ancestry, alienage or citizenship status, mental or physical disability or medical condition, handicap, military status, veteran’s status, genetic information, unemployment status, status as a victim of domestic violence, status as a victim of sex offenses or stalking, employment status, sexual or reproductive health decisions, or any other status protected by federal, state, or local law (“Protected Characteristics”).