Head of 1st line Compliance

Compliance Officer Entrepreneurs build our future. We power theirs. At Qred, we’re building the bank for small businesses. Since launching 11 years ago, we’ve grown from startup to profitable fintech scale-up, now generating over 1 billion SEK in annual revenue and supporting 50,000+ entrepreneurs across Northern Europe. We combine smart technology, real data, and human judgment to make financing simple, fast, and fair. With bold growth plans and strong momentum across multiple markets, we’re now looking for a Compliance Officer for the next phase of growth. About the Role As our Compliance Officer, you will bridge the gap between regulatory requirements and business execution, ensuring our operations remain robust during rapid scaling. Operating within the Legal & Compliance team and reporting directly to the Chief Legal Officer, you will have end-to-end ownership of our compliance framework. This mission-oriented role is not about sidelined policy review; it is about embedding regulatory precision directly into our financial systems and product delivery. Key responsibilities Lead regulatory processes, implementation projects, and official correspondence with the Swedish Financial Supervisory Authority (SFSA). Translate complex financial regulations and privacy laws, including GDPR, into clear, actionable governance frameworks and operational processes. Oversee the compliance and risk framework by designing, implementing, and reviewing control self-assessments and risk indicators. Manage compliance incidents and customer complaints, partnering with internal business units to drive swift remediation and risk mitigation. Prepare and present comprehensive compliance and risk reports directly to senior management and the Board of Directors. What we’re looking for We are looking for a structured compliance professional who thrives on clarity and drives alignment across multi-functional teams. You bring a systematic approach to problem-solving, remaining calm under pressure while managing complex regulatory projects with precision. You are motivated by building scalable frameworks that protect the bank's foundation while enabling fast-paced commercial momentum. Qualifications Several years of experience in a compliance function, preferably in a financial institution, fintech scale-up, or specialized consultancy. Proven experience managing engagements with the SFSA and a strong command of financial regulations and privacy legislation. Demonstrated ability to build, implement, and maintain internal governance frameworks in a regulated environment. Fluency in both Swedish and English, with excellent written and verbal communication skills. Why Qred? This is the place to be if you’re looking for a place to grow. Qred is growing fast, and our Qredsters along with it. With a non-bureaucratic organization and delegated responsibilities, we make sure there’s a short path from idea to action. In addition to our great culture, you get to work with the latest cutting-edge techniques, full ownership, and last but not least a bunch of great competent colleagues to learn from! One Last Thing This is a full-time, permanent position based in our headquarters in Stockholm. We believe our culture thrives when we work together, which is why we have an office-first approach. To balance this with some flexibility, we have the option of working remotely one day per week. We review applications on a rolling basis and while the start date is flexible, the right candidate can join us immediately. Qred celebrates diversity and does not discriminate based on ethnicity, religion, national origin, gender, sexual orientation, age, disability status, or any other applicable characteristics protected by law. #LI-Hybrid #LI-Remote #LI-Onsite Locations Stockholm What we value We like to have fun! We celebrate success by arranged and less arranged events where everybody is welcome to both join and arrange 🥳 We believe in the power of collaboration Every team gets 750 SEK/75 EUR per team member each quarter to spend on team-building activities. Great right? We care about well-being Therefore we have the highest amount of wellness contribution. You are a part of building this company Once in a while, we offer warrant programs which you will have the chance to take part in if you stick around. Financial awareness & stability We are founder-owned and operated and have always made sure to be profitable and well-capitalized. Great people nurture great culture Seriously, it’s not everywhere you will find ambitious, diverse, intelligent and development-focused colleagues. But at Qred we have managed to gather all of the above and created a friendly and welcoming team. We believe that is really unique. About Qred Bank AB Qred is an international FinTech scale-up that specializes in digital financing solutions for small businesses, with operations in the Nordics, Benelux, Germany and Brazil. We are passionate about helping small businesses thrive and grow, by providing them with business loans and credit cards. Right now we’re in an exciting phase of our journey that focuses on growth through smart product development and technology fueled by international expansion. Founded in 2015 Co-workers >200 Turnover ~€100m