Credit Analyst

Credit Analyst Join us in the role Credit Analyst! Apply here! Get an idea of the role As a Credit Analyst in the Retail Finance B2C team, you'll spend most of your time close to the data - understanding how credits flow works, how lending strategies perform, and where there are opportunities to do things better. Resurs as a bank is committed to deliver outstanding banking and financial services throughout the Nordics. We are committed to maintain the highest standards of credit risk management and constantly enhancing our strategies for continued success. The role covers all of Resurs Nordics markets – Sweden, Norway, Denmark and Finland. Key Responsibilities The work spans both the analytical and the forward-looking. You'll evaluate how new credits flow in, how lending strategies affect risk and profitability, and where there are opportunities to optimize. You'll build decision material for the Credit Committee, run simulations and scenarios, and develop better methods for how analysis should be structured. You'll also explore new data sources that could improve credit assessments, and work together with the central analytics function on how decisions get made. SAS and SQL are your main tools. On a personal level 3–5 + years of experience in credit analysis or a similar analytical role Hands-on with SAS and/or SQL or a comparable programming language Degree in statistics, mathematics, economics, systems science, or equivalent You can structure complex work and communicate findings clearly Proficiency in English, both written and spoken Resurs in brief At Resurs, we make everyday finances easier through innovative and customer-focused solutions. With customers across the Nordics and more than 800 colleagues, we are committed to creating long-term value for individuals, businesses, and society. Recognized as a career company for the past six years, we put strong emphasis on both personal and professional growth. We want to make a difference by striving to be our best, acting with kindness, and building trust through clarity and collaboration. Our heart beats strong and it shows in everything we do. Although we are based in the Nordics, our team is enriched by the breadth of perspectives brought by colleagues from different countries. We foster a welcoming and supportive culture, where collaboration drives us to achieve the best outcomes for our users. Apply today! Don’t wait to send in your application. Selection and interviews take place on an ongoing basis, and the position may be filled before the last application date. We look forward to hearing from you! Important information On final candidates, we carry out a detailed background check via an external company. #LI-LN1 Department Credit Role Credit Analyst Locations Helsingborg, Stockholm, Malmö, Oslo, Vantaa, Köpenhamn Remote status Hybrid Employment type Full-time Helsingborg Stockholm Malmö Oslo Vantaa Köpenhamn Why Resurs At Resurs, we have no predetermined career paths - your interests and your ambitions takes you where you want to go. You decide where you start and where the journey takes you. About Resurs Bank Resurs has almost 50 years of experience in retail finance and is one of the leading niche banks in the Nordics. We help companies and private individuals with lending, savings and payments. Today, we have a customer base of slightly more than 6 million customers and around 800 employees in the Nordic region. Follow us on Instagram: Resurs.Sverige Resurs.Norge Resurs.Suomi Resurs.Danmark Founded in 1977 Co-workers 800+ Turnover 5M