AI-Driven Technical Product Manager Banking and payment

Company Description :

WayaBank is a digital bank designed around how people in Nigeria live and work, offering a full banking experience without queues or paperwork. Individuals and businesses can open accounts in minutes, send and receive money instantly, pay bills, request loans, and manage POS and agency banking services directly from their phones. The bank focuses on delivering reliable, affordable, and dignified financial services to customers in both urban centers like Lagos and rural communities, regardless of formal employment status. WayaBank positions itself as the bank of the new Nigeria and is part of the WayaLinks ecosystem, alongside WayaGram and WayaQuick.

Role Description :

This is a full-time, hybrid role based in Lekki, with flexibility for partial work-from-home arrangements. The AI-Driven Technical Product Manager, Banking and Payments, will define and own the product roadmap for AI-enabled banking and payment solutions, aligning it with WayaBank’s strategy and customer needs. The role includes gathering and prioritizing requirements, writing clear product specifications, and collaborating closely with engineering, data science, design, compliance, and operations teams to deliver secure, scalable features. The person in this role will analyze product performance and user behavior data, run experiments, and use insights to improve conversion, engagement, fraud detection, and risk management. Day-to-day work also involves managing the product lifecycle, coordinating releases, communicating progress to stakeholders, and ensuring that AI models and payment flows meet regulatory, security, and reliability standards.

2 days a week in the office, while 3 days remote

Qualifications

• Strong Technical Product Management and Product Management skills, with experience owning end-to-end delivery of digital products, ideally in banking, payments, or fintech.
• Proven Analytical Skills, including comfort with data analysis, experimentation (A/B testing), dashboards, and using metrics to drive product decisions.
• Experience in Product Strategy, including defining vision, setting measurable goals, prioritizing roadmaps, and aligning stakeholders around clear outcomes.
• Program Management capabilities to coordinate cross-functional teams, manage timelines, handle dependencies, and ensure high-quality, on-time releases.
• Background or strong familiarity with AI/ML-driven products (e.g., credit scoring, fraud detection, personalization), APIs, and modern product development practices.
• Knowledge of digital banking, payments infrastructure (transfers, cards, POS, agency banking), and relevant regulatory and compliance considerations in Nigeria or similar markets.
• Excellent communication, stakeholder management, and documentation skills, with the ability to translate technical concepts into clear business language.
• Bachelor’s degree in a relevant field (e.g., Computer Science, Engineering, Information Systems, Business, or related discipline) or equivalent practical experience.
• Experience working in agile