Accountant

About Us: At Parafin, we’re on a mission to grow small businesses. Small businesses are the backbone of our economy, but traditional banks often don’t have their backs. We build tech that makes it simple for small businesses to access the financial tools they need through the platforms they already sell on. We partner with companies like DoorDash, Amazon, Worldpay, and Mindbody to offer fast and flexible funding, spend management, and savings tools to their small business users via a simple integration. Parafin takes on all the complexity of capital markets, underwriting, servicing, compliance, and customer service for our partners. We’re a tight-knit team of innovators hailing from Stripe, Square, Plaid, Coinbase, Robinhood, CERN, and more — all united by a passion for building tools that help small businesses succeed. Parafin is backed by prominent venture capitalists including GIC, Notable Capital, Redpoint Ventures, Ribbit Capital, and Thrive Capital. Parafin is a Series C company, and we have raised more than $194M in equity and $340M in debt facilities. Join us in creating a future where every small business has the financial tools they need. About the Position We are looking for a high-impact individual who can play a dynamic role in owning aspects of the operational accounting, technical accounting, financial reporting, and treasury functions for our SMB fintech. The Accountant will be a critical enabler of the Company’s growth, driving efficiency across the Company’s accounting processes, which will enable us to report accurate and complete financial data to our stakeholders in a timely manner as we continue to scale and grow in complexity. We’re not only responsible for maintaining accurate books and records for financial reporting, but we’re also passionate about automation and partner closely with the engineering team to automate all aspects of our reporting pipelines. As the Accountant, you will be exposed to a variety of areas, including but not limited to our lending, business credit card, and deposit account products, orchestrating cash movements, account reconciliations, developing technical accounting policies, designing financial controls, optimizing our month-end close and financial reporting processes, and more. As an Accountant, you will work cross-functionally within a fast-paced and fluid environment where creative problem-solving is highly valued. An Accountant is expected to manage multiple priorities concurrently without compromising quality. Are you an operational problem solver excited to work collaboratively at a fast-growing startup to help grow small businesses? If so, join us! What You’ll Be Doing: Help manage projects that improve processes and reporting for the Accounting function, including the enablement of automated journal entries and data enablement for subledger to ledger account reconciliations Take part in developing, documenting, and executing key policy documents and internal controls related to accounting processes and procedures. Oversee and prepare certain day-to-day accounting processes for Parafin and its subsidiaries Drive process improvement through automation initiatives: develop a plan, clearly communicate project goals, resource needs, and business outcomes, including partnering with engineering to design and implement technological solutions for process automation Own parts of the month-end close, including journal entries, account reconciliations, and variance analytics Own preparation of the monthly/quarterly/annual financial reporting package Perform technical accounting research Support external audit, tax compliance, and miscellaneous reporting requirements from investors and stakeholders Collaborate with the Accounting team members on general accounting matters and ad hoc projects Oversee our outsourced bookkeeping team and identify incremental opportunities What We’re Searching For: Someone excited about pushing the boundaries of what an accountant is. Demonstrated ability to leverage modern tools, including AI-powered technologies (like Claude), to drive efficient, scalable solutions and enhance decision-making in accounting operations. The desire to improve processes and make your own job easier over time, taking ownership of all aspects of your projects independently. You have intellectual curiosity and a growth mindset; you ask questions and don't just accept the first answer; you actively seek to understand the why behind every number and process. Foundational understanding of US GAAP - specifically as it relates to lending and technology companies. Excellent communication skills and the ability to work with both technical and nontechnical partners. Proven business analysis skills and experience working on complex projects with an excellent attention to detail. You care deeply about the quality and correctness of your work and take feedback as an opportunity to make it even better. You thrive in ambiguity while staying organized. You ask questions and absorb answers, but when there's no playbook, you don't wait, you build one. You are excited about working on a small accounting team and want to be part of building something, not inheriting it; a team that's actively redefining what accounting can look like in the age of AI. Passionate about our mission and have a strong interest in the challenge of working in a dynamic and fast-paced start-up environment. We Prefer If You Have: Internship or co-op experience in accounting or a fintech/startup environment Experience working in a high-growth organization on a scaling team Exposure to accounting software (NetSuite or similar enterprise ERP) through coursework, internships, or personal projects. Strong academic record in Accounting coursework Experience working with data beyond excel where you queried data, wrote a script, or used an AI tool shows you're not afraid to get technical. Fluency in (or willingness to learn) data analysis skills and tools, such as SQL / Python / Looker, as these skills will further enable independent work What We Offer Salary Range: $75k to $90k Equity grant Medical, dental & vision insurance Unlimited PTO Work from home flexibility Commuter benefits Free lunches Paid parental leave 401(k) Employee assistance program If you require reasonable accommodation in completing this application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please contact us.